As a homeowner, you know that there is always a risk of flooding no matter what time of year it might be. So it's best to be prepared beforehand by knowing exactly what you should do after your home gets flooded. Here's what you need to know:
Make a Visual Assessment
Before entering your home after a flood, it's important to make a visual assessment to ensure that it's safe to be inside. You should look for warping, cracking, and sagging in the structure, and if any problems are spotted, it's best not to go inside so you don't end up getting injured. Nothing inside is as important as the safety of you and your family. If the structure seems to be stable, it should be alright to go inside and take note of the damage. But while inside, you should wear breathing masks to minimize your exposure to things like mold and smoke residue.
Take Some Photographs
If it is safe for you to enter your home after the flooding, it's a good idea to take photographs of every room that has been affected by the flood so you can create visual evidence of the damage for your insurance company. If you can't get inside, you can just take photos of the exterior parts of your home that show damage due to the flood. Don't start cleaning up or restoring anything in your home before you can take photos or you'll likely lose important evidence that your insurance company could use to settle your case.
Call Your Insurance Company
After documenting the damage inside and outside of your home as best as you can, you should call your insurance company to find out how to file a claim and what to expect throughout the claims process. Collect fax numbers and email addresses where you can send digital copies of your photos and other documentation. And find out whether you need to wait for an adjuster to visit your home before making any repairs to ensure that you don't end up voiding your insurance coverage somehow.
Get Some Professional Restoration Help
Cleaning up after a flood is a big job that can be time-consuming and overwhelming overall. The process can also be dangerous. So it's important to hire a professional flood damage repair company to do most of the cleanup legwork for you.
They'll have the tools, experience, and knowledge necessary to safely and effectively restore your home after a flood. They can work with your insurance company, your contractor, and any other service providers you've hired to make sure that your home is restored to the same condition, if not better, than before the flood happened.